30-Year Fixed Mortgage
6.75% APR
Owner-occupied, primary residence
- Predictable payments for the life of the loan
- Local underwriting, faster closings
- Down payments as low as 5%
- Jumbo loans available up to $2M
Apply Online
15-Year Fixed Mortgage
6.04% APR
Owner-occupied, primary residence
- Build equity faster, pay less interest overall
- Best for buyers who can handle higher monthly payments
- Down payments as low as 10%
Apply Online
5/1 Adjustable Rate (ARM)
5.88% APR
Fixed for first 5 years
- Lower initial rate than fixed mortgages
- Good for buyers planning to move or refinance within 5 years
- Rate adjusts annually after year 5, capped at +2%/yr
Apply Online
Home Equity Line (HELOC)
7.00% APR
Variable rate; prime + 2.25%
- Borrow against your home's equity as needed
- 10-year draw period, 20-year repayment
- Interest may be tax-deductible (consult your tax advisor)
- No closing costs for lines up to $250,000
Apply Online