Loans
Member-priced rates with local decisions. Apply online in minutes.

Auto Loans

New Vehicle Loans

2024 model year and newer. Same-day decisions with local underwriting. No application fee.

  • Terms from 24 to 72 months
  • Finance up to 100% of MSRP
  • Rate discount for automatic payment from Crestline checking
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4.49%
APR as low as
48-month term

Used Vehicle Loans

2021 model year and older. Refinancing your current auto loan is also available.

  • Terms from 24 to 60 months
  • Finance up to 100% of NADA book value
  • Refinancing from another lender welcomed
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5.24%
APR as low as
48-month term

Home Loans

30-Year Fixed Mortgage

6.75% APR
Owner-occupied, primary residence
  • Predictable payments for the life of the loan
  • Local underwriting, faster closings
  • Down payments as low as 5%
  • Jumbo loans available up to $2M
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15-Year Fixed Mortgage

6.04% APR
Owner-occupied, primary residence
  • Build equity faster, pay less interest overall
  • Best for buyers who can handle higher monthly payments
  • Down payments as low as 10%
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5/1 Adjustable Rate (ARM)

5.88% APR
Fixed for first 5 years
  • Lower initial rate than fixed mortgages
  • Good for buyers planning to move or refinance within 5 years
  • Rate adjusts annually after year 5, capped at +2%/yr
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Home Equity Line (HELOC)

7.00% APR
Variable rate; prime + 2.25%
  • Borrow against your home's equity as needed
  • 10-year draw period, 20-year repayment
  • Interest may be tax-deductible (consult your tax advisor)
  • No closing costs for lines up to $250,000
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Personal Loans & Credit

Personal Loan

9.25% APR
As low as, 36-month term
  • Borrow $1,000 to $25,000
  • No collateral required
  • Fixed rate and fixed monthly payment
  • Funds deposited in as little as 1 business day
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Share-Secured Loan

3.00% APR
Rate = your savings APY + 3%
  • Use your savings as collateral
  • Build or rebuild your credit history
  • Your savings continue earning interest during the loan term
  • Up to 60-month terms
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Visa Platinum Credit Card

13.90% APR
Variable rate
  • No annual fee
  • No balance transfer fee for the first 60 days
  • Visa Zero Liability fraud protection
  • Free card controls in mobile app
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📋 All loan rates shown are for well-qualified borrowers. Your rate will depend on creditworthiness, loan-to-value, and term. View full rate sheet