| Account | Minimum Balance | APY | Notes |
|---|---|---|---|
| Free Checking | None | 0.05% | No monthly fee |
| Interest Checking | $1,000 | 0.15% | Waived fee with $1,000 minimum |
| Regular Savings | $5 | 0.10% | Share savings account |
| High-Yield Savings | $500 | 4.25% | Limited to 6 withdrawals/month |
| Money Market | $2,500 | 3.85% | Tiered rate; $2,500–$9,999 |
| Money Market | $10,000 | 4.10% | Tiered rate; $10,000+ |
| Term | Minimum Deposit | APY | Early Withdrawal Penalty |
|---|---|---|---|
| 3 Months | $1,000 | 3.75% | 30 days interest |
| 6 Months | $1,000 | 4.00% | 90 days interest |
| 12 Months | $1,000 | 4.15% | 180 days interest |
| 18 Months | $1,000 | 4.10% | 180 days interest |
| 24 Months | $1,000 | 3.95% | 270 days interest |
| 36 Months | $1,000 | 3.75% | 270 days interest |
| 60 Months | $1,000 | 3.50% | 365 days interest |
| Product | Term | APR as Low As | Notes |
|---|---|---|---|
| New Auto | 48 months | 4.49% | 2024 model year or newer |
| New Auto | 60 months | 4.74% | 2024 model year or newer |
| Used Auto | 48 months | 5.24% | Up to 2021 model year |
| Used Auto | 60 months | 5.49% | Up to 2021 model year |
| Personal Loan | 36 months | 9.25% | No collateral required |
| Personal Loan | 60 months | 9.99% | No collateral required |
| Share Secured Loan | Up to 60 months | 3.00% | Rate = savings APY + 3% |
| 30-Year Fixed Mortgage | 360 months | 6.75% | Owner-occupied, primary residence |
| 15-Year Fixed Mortgage | 180 months | 6.04% | Owner-occupied, primary residence |
| 5/1 ARM | 360 months | 5.88% | Adjusts annually after 5 years |
| Home Equity Line (HELOC) | 20-year draw | 7.00% | Variable rate; prime + 2.25% |
| Visa Platinum | Revolving | 13.90% | No annual fee |